Bank Run Gravel vs Fill Dirt: Size, Cost, and Which to Use
Bank Run Gravel runs about $7 per ton and Fill Dirt about $6 per ton. Compare size, drainage, compaction, and which one to use.
Overview
Bank run gravel is pit-run aggregate dug straight from a gravel bank, pit, or river terrace and sold with almost no processing. It costs $7 to $16 per ton in 2026, weighs 1.4 to 1.65 tons per cubic yard, and is the cheapest truckload of anything most yards will sell you. What you get is whatever the deposit holds: sand, small gravel, stones up to several inches, and enough silt or clay fines to fill the gaps.
Subsoil material free of organic matter, used for grading, filling, and raising elevation. Fill dirt is a lower-grade soil that lacks the nutrients of topsoil, making it ideal for structural and non-growing applications where settling must be minimized.
Common Uses
Bank Run Gravel
- ✓ Rural driveway base
- ✓ Structural and general fill
- ✓ Backfill
- ✓ Haul roads and farm lanes
- ✓ Sub-base under pavers
- ✓ Erosion control
Fill Dirt
- ✓ Grading
- ✓ Filling depressions
- ✓ Raising elevation
- ✓ Backfill
- ✓ Construction site prep
- ✓ Under slabs
Pros & Cons
Bank Run Gravel
- + Cheapest bulk aggregate at $7 to $16 per ton
- + Wide gradation compacts and locks up well
- + Widely available anywhere there is a pit
- + Good structural fill under a wearing course
- − Gradation and fines vary load to load
- − Fines slow drainage, so it is wrong for drains
- − Needs a capping layer for any traffic
- − Can hold water and heave where it cannot drain
Fill Dirt
- + Very affordable — often cheapest material available
- + Compacts firmly for structural support
- + Does not decompose or settle like organic soil
- + Widely available from construction sites
- + Ideal base under gravel or concrete
- − Not suitable for growing plants
- − Must be free of debris and contaminants
- − May contain clay that drains poorly
- − Needs compaction in layers for stability
- − Quality varies widely between sources
Cost Comparison
| Measure | Bank Run Gravel | Fill Dirt |
|---|---|---|
| Per ton | $7 – $16 | $6 – $11 |
| Per cubic yard | $20 – $40 | $6 – $21 |
Sizes & Colors
Bank Run Gravel
An unscreened blend running from sand and fines up through stones of 4 to 6 inches, with most of the material between 1/4 inch and 3 inches. There is no standard mix. The deposit sets the blend, so the pile at one pit looks nothing like the pile at the next one, and color follows the local geology from gray to brown to reddish tan.
Fill Dirt
Fine to coarse soil particles, free of organic matter like roots, grass, or leaves. Color ranges from tan to reddish-brown depending on local geology. "Clean fill" means free of debris, rocks larger than 3", and contaminants.
Published February 11, 2026
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