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Bank Run Gravel vs Topsoil: Size, Cost, and Which to Use

Bank Run Gravel runs about $7 per ton and Topsoil about $19 per ton. Compare size, drainage, compaction, and which one to use.

Overview

Bank Run Gravel

Bank run gravel is pit-run aggregate dug straight from a gravel bank, pit, or river terrace and sold with almost no processing. It costs $7 to $16 per ton in 2026, weighs 1.4 to 1.65 tons per cubic yard, and is the cheapest truckload of anything most yards will sell you. What you get is whatever the deposit holds: sand, small gravel, stones up to several inches, and enough silt or clay fines to fill the gaps.

Topsoil

Nutrient-rich upper layer of soil, ideal for establishing lawns, gardens, and planting beds. Quality topsoil is dark, crumbly, and full of organic matter that supports plant growth. Screened topsoil has been filtered to remove rocks, roots, and debris.

Common Uses

Bank Run Gravel

  • ✓ Rural driveway base
  • ✓ Structural and general fill
  • ✓ Backfill
  • ✓ Haul roads and farm lanes
  • ✓ Sub-base under pavers
  • ✓ Erosion control

Topsoil

  • ✓ Lawn seeding
  • ✓ Garden beds
  • ✓ Raised bed fill
  • ✓ Landscape grading
  • ✓ Sod installation
  • ✓ Tree and shrub planting

Pros & Cons

Bank Run Gravel

  • + Cheapest bulk aggregate at $7 to $16 per ton
  • + Wide gradation compacts and locks up well
  • + Widely available anywhere there is a pit
  • + Good structural fill under a wearing course
  • − Gradation and fines vary load to load
  • − Fines slow drainage, so it is wrong for drains
  • − Needs a capping layer for any traffic
  • − Can hold water and heave where it cannot drain

Topsoil

  • + Rich in nutrients for plant growth
  • + Creates ideal growing medium
  • + Dark color absorbs warmth for earlier spring planting
  • + Screened options are ready to use
  • + Essential for any planting project
  • − Settles significantly after delivery
  • − Quality varies greatly between suppliers
  • − Can contain weed seeds
  • − Heavy when wet
  • − Should never be used as structural fill

Cost Comparison

Measure Bank Run Gravel Topsoil
Per ton $7 – $16 $19 – $30
Per cubic yard $20 – $40 $34 – $48

Sizes & Colors

Bank Run Gravel

An unscreened blend running from sand and fines up through stones of 4 to 6 inches, with most of the material between 1/4 inch and 3 inches. There is no standard mix. The deposit sets the blend, so the pile at one pit looks nothing like the pile at the next one, and color follows the local geology from gray to brown to reddish tan.

Topsoil

Fine, crumbly soil texture when screened. Dark brown to black color indicates high organic content. "Screened" topsoil has been run through a 3/8" or 1/2" screen to remove debris. Blended topsoil may include compost for extra nutrients.

Published February 11, 2026

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